Cat Financial Legal Notices

How is My Data Being Used?

When you complete a form on a Cat Financial webpage, your information is used to:

  • Respond to your requests for information relating to our products and services through our Contact Us or Request Information forms and provide you with related news and offers.
  • Process your inquiry received through Request Information, we may use your data to conduct a provisional credit information agency screening to verify your identity and validate your eligibility for financing.
  • Detect, prevent, and respond to misuse of the website (i.e. fraud, violation of law, etc.).

Personal information is any information about a specific individual or that identifies or may identify a specific individual. Personal information we may collect includes contact and relationship or role:

  • Contact information allows us to interact and communicate with you.
  • Relationship or role information helps us understand who you are and what you are seeking to properly fulfill your request. 

If you provide your information in the Request Information webform your information provided may be cross referenced with information obtained indirectly from third party sources including external credit or commercial information agencies.

 

Bureau of Financial Entities

It is a consultation and dissemination tool with which you can learn about the products offered by financial entities, their commissions and rates, user complaints, unhealthy practices they incur, administrative sanctions imposed on them, abusive clauses. . of their contracts and other information that is relevant to inform you about their performance.

With the Bureau of Financial Entities, it will be possible to know who is who in banks, insurance companies, multiple-purpose financial companies, savings banks, Afores, among other entities.

With this, you will be able to compare and evaluate financial entities, their products and services and you will have more elements to choose what best suits you.

This information will be useful to you when choosing a financial product and also to better understand and use the ones you already have.

This Bureau of Financial Entities is a tool that can contribute to the economic growth of the country, by promoting competition among financial institutions; that will promote transparency by revealing information to users about their performance and the products they offer and that will facilitate responsible management of financial products and services by knowing their characteristics in detail.

The above could lead to greater social well-being, because by combining such diverse information from the financial system in a single space, the user will have more elements to optimize their budget, to improve their personal finances, to correctly use the credits that will strengthen their economy. . and obtain insurance to protect it, among other aspects.

You can find the information on Caterpillar Crédito, S.A. de C.V., SOFOM, ENR and GFCM, Comercial, México, S.A. de C.V., SOFOM, ENR, which is listed in the Bureau of Financial Entities here (Link to the Bureau's portal).

The information in this section corresponds solely to Caterpillar Crédito, S.A. de C.V., SOFOM, ENR and GFCM, Comercial, México, S.A. de C.V., SOFOM, ENR, respectively.

To know the information on the entire sector to which it corresponds, you can access the site www.buro.gob.mx

Commissions: Description of commissions based on the products offered by Caterpillar.

Conditions: Description of imports, possible changes, non-compliance, etc.

Total Annual Cost (CAT): It is the Total Annual Cost of financing expressed in annual percentage terms that, for information and comparison purposes, incorporates all costs and expenses inherent to the credits.