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Your Caterpillar account is the single account you use to log in to select services and applications we offer. Shop for parts and machines online, manage your fleet, go mobile, and more.
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Compare Your Options
Instalment Sales Contract Loan or Lease? It helps to take a side-by-side look at your various financing options as you make decisions for your business. Compare financial products here.*
|
Instalment Sales Contract (Loan) |
Finance
|
Operating
|
Who has ownership? |
You do, at the end of the term |
We do |
We do |
Am I building equity? |
Yes |
Yes |
No |
How high or low is my monthly payment? |
Higher |
Higher |
Lower |
What is the purchase option? |
Title transfers to you if purchase fee included in final payment |
None |
None |
Is there contract flexibility? |
Some |
Some |
No |
Are there early settlement restrictions? |
No |
Some, with restrictions |
N/A |
| Where can I learn more? | Financing Options | Financing Options | Financing Options |
*Options vary by country and region. Options listed here are available for South Africa only.
Talk to a sales representative to find the best option for your business.
phone +27119615050