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One Account. All of Cat.
Your Caterpillar account is the single account you use to log in to select services and applications we offer. Shop for parts and machines online, manage your fleet, go mobile, and more.
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The Cat® Card account is the easy way to pay for parts, attachments, service and protection plans for your equipment. Shop at any local Cat dealer or The Cat Rental Store location nationwide, even online at parts.cat.com and the Cat Central app. Then, manage low monthly payments or pay in full as your budget allows. You can also use your Cat Card account for equipment rentals, repairs and rebuilds.
Shopping with the Cat Card account means exclusive savings for your business. Eligible accountholders unlock special financing offers and earn Cat Vantage Points on qualifying purchases.1 Plus, when you're on the move, effortlessly manage your account and track expenses by job with the MyCatFinancial app. With competitive rates and no annual fee, the Cat Card is the perfect solution to simplify your spending.
How do I use it? What are the benefits? Where do I apply? And what's the deal with reward points? You'll find answers to these questions and more in this series of short videos.
Is the Cat Card a credit card? Here's everything you need to know about how the Cat Card works, where to use it and why to choose it over other payment options.
The Cat Card application process is quick, easy and gets you a decision fast. Even better, you can apply from anywhere on any device.
Pay in person, online or over the phone for parts, service, attachments, rentals and more.
Cat Card accountholders have access to exclusive deals on parts, service, attachments and more, but that's not all.
Cat Vantage Rewards are redeemable for Cat Credits, which you can use toward your next qualifying Cat purchase of parts, services, rentals and more.
Use your Cat Card account wherever you like to shop — including online at parts.cat.com and at The Cat Rental Store. And the more you shop, the more you earn, with Cat Vantage Points on every qualifying purchase.1
Set the Cat Card as your preferred payment option on parts.cat.com to streamline the buying process and your accounts payable.
Use your Cat Card to rent any type of equipment or tools at any The Cat Rental Store location nationwide. That includes Cat machines plus products from dozens of other industry-leading brands.
Your time is valuable, so we make applying for and managing your Cat Card account simple.
Sole proprietors, Partnerships, Limited Liability Companies (LLC), and Corporations are encouraged to apply online. For other business types, use the print version of the application to make sure you have all the information you may need. Just download the PDF and follow the instructions on the form:
United States (PDF) | Dealer Addendum (PDF)
California (PDF) | California Dealer Addendum (PDF)
1See cat.com/catcardrewards for eligibility, details, and terms and conditions.
2Shop in store: Get 0% for 6 or 12 months, 1.9% for 18 months or 3.9% for 24 months on purchases of qualifying new or reman Cat parts, with or without service.
Offers valid through December 31, 2024. $500 minimum purchase invoice is required. Rental transactions do not count toward minimum. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms).
Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under 0% for 12 months, 1.9% for 18 months and 3.9% for 24 months offers to be paid in equal monthly installments over respective terms. Balance under all offers due in full at end of respective terms. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.
Shop online: Get 0% for 6 months and don’t pay anything until end of term, or choose 0% for 12 or 24 months and pay equal monthly payments on purchases on parts.cat.com using your Cat Card.
Offer valid through December 31, 2024. No minimum purchase amount required. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms).
Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under 12- or 24-month terms to be paid in equal monthly installments over selected term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.
3 Now through end of 2024, use your Cat Card and get:
Offers valid through December 31, 2024. Undercarriage offer limited to select undercarriage parts and services. Contact your Cat dealer or Cat Financial for more information on qualifying parts and services. Undercarriage parts and service offer limited to qualifying purchases of $500 or more, with or without service. Cat parts and service offer is limited to qualifying purchases of $5,000 or more, with or without service.
Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under either offer to be paid by (1) a 3-month skip payment followed by equal monthly payments for the remainder of the term, or (2) equal monthly payments for the duration of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.
4Get 0% for 12 months or 1.9% for 24 months on qualifying Cat work tool purchases of $1,000 or more when you use the Cat Card at participating dealerships.
Offer valid through December 31, 2024, on qualifying work tools and attachments. A $1,000 minimum purchase invoice is required unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Offer limited to qualifying attachments and work tools. Contact Cat dealer for a full listing of eligible work tools.
Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Visit Catcard.com or contact your Cat dealer for more information.
